Description: This is a discussion about smaller health insurance companies and if they are able to compete successfully in individual health insurance. Also included is a discussion regarding agency development. From Transactions of Society of Actuaries 1963 Vol. 15 Pt. 2

Description: From the 1960 Transactions Vol. 12 No. 32, this article is a discussion of the paper ‘Introduction to Nonproportional Reinsurance,’ by Herbert L. Feay, which also appears in this volume of the Transactions. The contributors to the discussion provide their comments with respect to the author’s paper, raising some questions, but generally finding the paper an excellent introduction to a complex and not well explored field, at least from the perspective of life actuaries. The author, in his reply to the discussion, emphasizes that the paper was meant as an introduction to stimulate further work in this field.

Description: This discussion is about the increasing unit expense rates even in light of increases in insurance amount, simplified procedures and greater mechanization, methods to allocate agency expenses in to the premium structure and the importance considerations in determining the level of gross premiums. From Transactions of Society of Actuaries 1961 Vol. 13 pt. 2

Description: The purpose of this paper was to describe some of the actuarial aspects of one company's electronic system and to discuss the underlying analyses and comparison of alternatives that led to the selection of particular electronic procedures to solve certain actuarial problems. Followed by several discussion papers submitted

Description: The topic of this discussion focused on the new methods of calculation, processing, and valuation using electronic equipment. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This paper discusses adjustable life insurance and certain theoretical problems of these policies. It also covers how the Commissioners Reserve Valuation Method, CRVM, may be extended to cover adjustable life policies and defines formulas for the additional expense allowance at the time of change. A discussion of the paper follows. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: This discussion looks at the approach for applying electronic computers to the operating practices of a company.

Description: This discussion looks at the role of the actuary in electronic data processing and if the actuary is in touch with recent developments. The panel also discusses the likely permanent role in this field for the actuary and how much does this permanent role depend on operations performed by computers. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This 1978 session discussed ADJUSTABLE LIFE PRODUCTS including: 1. Problems encountered in the planning, development, implementation and maintenance stages. 2. Product-design features. 3. Strengths and limitations. 4. Administrative systems and procedures. 5. Pricing. 6. Nonforfeiture values and reserves. 7. Marketing. 8. Sales results.

Description: This discussion focuses on two question: First, How are the annual statement items such as reserves, dividends, insurance in force, etc developed and organized. Second, what new or unusual methods of calculating reserves, net premiums, and expected mortality have been developed through the use of computers?